Thursday, September 1, 2011

Travel Insurance

IncantatoTours strongly recommends getting travel insurance for your upcoming journey.
Not only are you covered medically should anything happen when traveling, but with TravelGuard's policies, you also protect your investment should you have to cancel or interrupt the trip. Last but not least, there is also coverage for delayed and lost luggage, etc.
Here is a direct line to purchase travel insurance online, and you can do so with your credit cards and also select the option that is best for you:

In the meantime, have a look at the most comprehensive coverage option The Protect Assist Gold below.

Protect Assist (Gold)    -    
Comprehensive Travel Protection for the World Traveler
  • Trip Cancellation 
  • JUST ADDED! - Trip Cancellation due to employment loss or layoff
    if employed with the same employer 1 year or longer 
  • Trip Interruption and Travel Delay  
  • Emergency Medical and Emergency Medical Transportation  
  • Baggage and Travel Document Protection 
  • Baggage Delay and Lost Baggage Tracking 
  • NEW - Cancel For Any Reason option now available 
  • NEW - Cancel For Work Reasons option now available 
  • NEW - Children age 17 and under covered at no additional cost  
  • IMPROVED -Trip Cancellation limit increased to $100,000 (from $15,000), 
  • IMPROVED -  Trip Interruption coverage increased to 150% of Trip Cost 
  • IMPROVED  - Travel Delay required hours reduced to 5 hours (from 12)

ProtectAssist special features:
  • Best coverage for Weather Related Cancellations  
  • Pre-existing Condition Exclusion Waiver* 
  • Default/Bankruptcy Protection*   
  • $50,000 Flight Accident Insurance*  
  • 24-Hour "LiveTravel" Travel Agency 
  • Emergency Cash Transfers 
  • Identity Theft Restoration

* These additional benefits apply If you are purchasing within 15 days of making your initial trip deposit or payment, however, coverage may still be purchased at any time up to 24 hours prior to departure.
Increase your coverage with these valuable additions to your Protect Assist Plan:
Cancel For Any Reason – 50%
reimbursement of nonrefundable expenses if you cancel your trip for any reason, up to 48 hours prior to your departure. Only available when this plan is purchased within 15 days of initial trip payment.
Cancel For Work Reasons –
Offers additional work-related reasons for cancellation or interruption. Also includes our exclusive “Business Assistant” services if you have work obligations during your travels. Only available when this plan is purchased within 15 days of initial trip payment.Umbrella Package –  Medical Expense limits are doubled and coverage is upgraded to primary. Emergency  Medical Transportation limits are doubled and benefits upgraded to take  you home or to the hospital of your choice. $25,000 Accidental Death Dismemberment coverage will be added.

Car Rental Collision Coverage – $35,000 in primary coverage. Covers cost of repairs for covered collision damage to a rental car for which the car rental contract holds you responsible. Subject to $250 deductible.

Optional coverages cannot be purchased separately.  Must be purchased with base     ProtectAssist plan.

Comprehensive non-insurance travel services* automatically included with plan!With the ProtectAssist plan, every customer also has access to these valuable travel services when they travel: Arrangements for last-minute flight changes· Hotel  finder and reservations·Rental  car reservations- Emergency  medical  assistance·BagTrak® -- lost baggage tracking·Pre-trip  health and safety advisories· Live  e-mail and phone messaging to family    and friends·Cash  transfers· Airport   transportation·Golf  course reservations· Event  ticketing·Floral  services· Identity Theft restoration Business Assistant* (available when   Optional Cancel for Work Reasons coverage is purchased)

*Non-Insurance services are provided  AIG Travel Assist.

Citizenship: All Nationalities
Residency: United States
New York, Oregon, and Washington residence please call to purchase
Some rider options are not available and other restrictions may apply

Ages: All Ages
Max Trip Length: 365 Days

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